MON - FRI: 8:00AM - 5:00PM | SAT 8:00AM - 1:00PM

ABOUT US

Zoghori Sacco is a leading TIER-2 REGULATED NON-WITHDRAWABLE DEPOSIT TAKING SACCO, licensed and regulated by the Sacco Societies Regulatory Authority (SASRA) with a membership of over 5,000+ members. Zoghori Sacco is an agent of transformation of lives from Mama Mboga to MfanyaBiashara to Employed individuals, Zoghori Sacco is here for all to build and transform them economically and socially.

About us

REGULATIONS & LICENSING

We are a legal entity licensed and registered as a SACCO under the Ministry of Industry, Trade and Co-operatives, State Department for Co-operatives

We are supervised and regulated by the Sacco Societies Regulatory Authority (SASRA)

We are SASRA-compliant

OPERATIONS

We are a B.O.S.A-based SACCO, licensed and authorised to undertake Non-Withdrawable Deposits from our members

We BUILD ONE ANOTHER!

NATURE OF OUR SACCO

We are a Traders' sacco, with open membership. Our membership is drawn from persons of all walks of life ranging from casual workers and traders to civil servants

OUR BACKGROUND

ABOUT US-OUR STORY

"Formation of like-minded individuals to help transform the community through nurturing a savings culture provision of accessible, affordable and low-interest rate loans"

Zoghori Sacco was established in 2004 as a self-help group and registered as a SACCO in the year 2005 with the main aim of improving the lifestyle of the community through inculcating a saving culture for prosperity and to liberate the community from being that of a consumer in nature by offering quick access to cheap and affordable credit facilities.

As a result, funds mobilized provide cheap access to credit facilities, financial education and bring awareness on nurturing a saving culture; personal financial management and identification of opportunities and investments.

Our Historical Progress

The SACCO has experienced a steady and robust growth over the years since its inception in the year 2004

This has been achieved because all our programs are geared towards helping to:

  • Help nurture a saving and investment culture to enable communities to come out of consumer bracket.
  • Provide affordable, easy to access loans to registered members
  • Provide affordable plots/housing loans for low and moderate income individuals
  • Promote economic development by financing small business or small firms
  • Provide job training for low and moderate income individuals
  • Provide financial education and promote economic empowerment
  • Revitalize low and moderate income communities.

Membership

There is membership growth every single day, people are becoming a part of something magnificent because of the introduction of the Open Bond

Our membership has been growing by leaps ever since inception. We have processed over 5K+ members since inception. The membership is open and drawn from all the socio-economic dimensions and sectors of the economy to give an opportunity for all and sundry to experience growth financially and economically

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Leadership

It is the strong Godly leadership at the helm of the institution that has enabled it to continue growing steadily.

The SACCO is governed by an (ADM) Annual Delegates Meeting where crucial resolutions are drafted and adopted and the mandate of execution granted unto the elected Board of Directors. The Board of Directors appoints and employs employees to help them run the SACCO.

CSR-Zoghori Foundation

Our commitment is in building people's lives through progressive transformation

Zoghori Foundation is a non-profit implementing foundation set up in 2019 as the social arm of Zoghori Sacco Limited with the aim of transforming the lives and livelihoods of our people socially and economically by availing modern, inclusive opportunities that improve and help build and strengthen their prosperity.

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OUR MILESTONES

Dive into understanding the Beginning, Evolution, Progress & Milestones achieved over the years by ZOGHORI SACCO...

BACKGROUND INFO-ABOUT-ZOGHORI SACCO
10th, Jan 2004

Formation of Zoghori Self-Help Group

The Initial 8 founders came together at Eden Rock Restaurant to deliberate and founded the self-help group with 2 main objectives:

  1. Empower members financially.
  2. Unite the members through business bonds for unity and strength of purpose.

21st, March 2005

Officially Registered as a SACCO

The self-help group officially registered as a traders SACCO for the Business People of Taita-Taveta Constituency under registration certificate no. CS/10728!

July 2012

Branch Expansion

The Sacco expanded its network of branches by launching a new branch to serve the members from Wundanyi and its environs in a bid to boost and improve service delivery and accessibility.

July 2015

Opening more branches

A Branch was launched in Voi in the effort to delocalise and improve service access and delivery as well as tap into the reaidy available market niche.

Jan 2016

Opening of the Common Bond

The Sacco opened its common bond and doors to members of all walks of life to reach out to as many people as possible and drive the Transformation Agenda wholesomely to all and sundry.

June 2018

Launching of Virtual Registration Platform

In a bid to improve service accessibility, the sacco incorporated in its processes an online registration platform that would see its membership increase exponetially by reaching prospective members far and wide, including diaspora members

Jan 2019

Incorporation of Zoghori Foundation

In a bid to improve and diversify the CSR Projects by the Sacco, the management decided to form a social arm called ZOGHORI FOUNDATION to carry out the Corporate Social Responsibility of the Sacco under which they have been able to sponsor education and support community-based projects such as orphanages, tree planting, county football tournaments, etc.

Jan 2019

Launching of MOBILE LOANS

In an effort to respond and meet members' ever-changing and growing financial needs, the Sacco saw the launching of a platform that would allow its members to access quick instant mobile loans through a dedicated mobile App and Ussd Code.

2020

Construction of ZOGHORI SACCO COMPLEX

The Sacco launched a construction project to build a complex plaza in Mwatate to increase its basket of assets and investments.

1st Jan, 2021

Launching of CORE-BANKING PLATFORM

The Sacco launches a robust cloud based ERP to respond to growing needs of the sacco to help it manage its financial matters and avail services to members on 24/7 basis.

2021

Fully Regulated by SASRA

The Sacco was inspected by the regulator and was granted license to operate under tier-2 class of Saccos. Zoghori Sacco is fully licensed and regulated by SASRA after seeing a growth in its asset base to a minimum of 0.1B

2022

Adoption of the DELEGATES SYSTEM

The Sacco adopted the delegates system of meetings to enhance the member management and optimise decision-making processes. The normal AGM was then replaced by ADM while general membership will now meet during zonal AGMs where they shall meet with their elected delegates and transact business as envisioned in the Sacco's By-laws

21st March, 2025

MARKED 20TH ANNIVERSARY

The Sacco Marked its 20th anniversary of Nurturing A Savings Culture & Transforming Members' Lives through mobilisation of resources and offering very affordable credit facilities!

Our products and services are here to Build You

All our services and products are engineered and designed to meet your specific needs while Transforming your life.

Through nurturing of a savings culture, giving you loans for investment and growth while ensuring your savings and loyalty are rewarded handsomely

Our Services
5300+
Membership
250,000,000+
Asset Base
100,000+
Loans Issued
4
Branches

Contact Us

Hq. Office Contacts:

Gariso Building, 1st Floor Right Wing on Meru Road,
Mombasa.
Behind Naivas Digo Supermarket, Town Centre.

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OUR NETWORK OF BRANCHES

HQ. OFFICES

GARISO BUILDING, 1st FLOOR, RIGHT WING
MERU ROAD, MOMBASA TOWN

(+254) 720-615062
(+254) 732-615062

VOI BRANCH

Located Opposite SHAKE DISTRIBUTORS,
VOI TOWN

(+254) 797-005468
(+254) 755-005468

MWATATE OFFICE

ZOGHORI SACCO COMPLEX BUIDLING,
MWATATE TOWN

(+254) 768-748649
(+254) 739-675587

WUNDANYI BRANCH

WUNDANYI MATATU STAGE,
WUNDANYI TOWN

(+254) 738-534821