Zoghori Sacco - Building One Another

OUR VISION

TO BE A ROBUST FINANCIAL INSTITUTION TRASFORMING MEMBERS' LIVES THROUGH SUSTAINABLE GROWTH

OUR MISSION

TO BE A LEADING FINANCIAL INSTITUTION IN NURTURING A SAVINGS CULTURE FOR PROSPERITY, PROVISION OF CREDIT, DIVERSIFICATION OF PRODUCTS AND SERVICES, THROUGH INNOVATION, EDUCATION AND PRUDENT MANAGEMENT SYSTEMS SO AS TO TRANSFORM MEMBERS' LIVES.

OUR VALUES

Zoghori Sacco is built on the core ideologies of:
ACCOUNTABILITY
COMMITMENT
HONESTY
INTEGRITY
EFFICIENCY
TRANSPARENCY
INNOVATION.

ACCESS OUR SERVICES

Become A Member

Join one of the most Robust & Fastest Growing SACCOs in Kenya.

Kenyans from all walks of life can join ZOGHORI SACCO and become part of the movement of BUILDING ONE ANOTHER.

JOIN TODAY

Welfare Services

Beyond financial empowerment, we care deeply about our members' well-being.

Through our Benevolent Fund, we offer compassionate support during times of loss—helping ease the burden when a loved one passes away.

Mobile Banking Services

Your Banking needs made easier 24/7 through our Zoghori Kapu App and USSD CODE *346#. Join and experience the utmost convenience of seamless, effortless mobile banking from our robust, tested and proven mobile banking channels.

Diaspora Services

We are everywhere serving our members anywhere through our Diaspora special services. With our borderless, cross-border digital banking channels, we are able to serve a diverse membership from all over the world. JOIN. SAVE. GROW EFFORTLESSLY!

Top Reasons to Join Our Leading Kenyan Sacco

Discover why thousands of Kenyans trust us for financial empowerment, flexible loans, and inclusive membership.

Tailored Financial Solutions

We prioritize your needs with personalized products and services designed to help you grow financially.

24/7 Digital Access

Enjoy round-the-clock access to your Sacco account via USSD, Zoghori Kapu App, and our secure online portal.

Instant E-Loans up to Ksh 100K

Apply for fast, affordable E-loans with flexible repayment terms—approved instantly and tailored to your savings.

Lowest Loan Interest Rates

Borrow up to 4x your savings at just 1% monthly interest on a reducing balance—no hidden fees.

Kenya’s Fastest Growing Sacco

Join a trusted, award-winning Sacco with a vibrant multicultural community and a track record of growth.

Inclusive Membership for All

Whether you're in Kenya or abroad, our Sacco welcomes all Kenyans—no restrictions, just opportunity.

Our Members' Success Stories...

250000000

ASSET BASE

99

Customer Satisfaction

4

BRANCHES

7

Award Certificate

OUR PARTNERS

Zoghori Sacco exists in an ecosystem of partnerships. We believe in the power of unity through Building One Another and our partnerships are fashioned to fit in this quest as well as drive the SACCO forward.